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Excess Liability

CARMA provides excess coverage for third-party liability claims. Coverage includes errors and omissions coverage for employees and officials when making decisions on behalf of the city.


Establishment of California Affiliated Risk Management Authorities Captive (CARMAC) was unanimously approved at the January 7, 2022, CARMA Board of Directors Meeting.

High Exposure Liability Prevention Program (HELPP)

CARMA is committed to helping member agencies with public safety departments reduce risk through targeted training, starting with the Active Bystandership for Law Enforcement (ABLE) Project.

Strategic Goals & Objectives

At the January 13, 2023 meeting, the Board of Directors approved the Goals and Objectives for CARMA's 2023/24 program year.